November 2025 became a defining moment for the global cybersecurity landscape. A cascade of cyberattacks — spanning elite universities, major city councils, corporate giants, critical public infrastructure, and leading crypto exchanges — revealed just how vulnerable even the most fortified institutions…
CZ, Trump, and the Crypto Comeback: What the Pardon Means for the Market
When Donald Trump signed the presidential pardon for Changpeng Zhao, the founder of Binance and once a major figure in crypto, it sent shockwaves far beyond Washington. For the first time in U.S. history, a president cleared the record of a…
Dubai and Hong Kong: The Battle for Crypto and Fintech Supremacy
The competition is heating up between Dubai and Hong Kong to become the world’s leading crypto and fintech capital. Both cities are launching bold initiatives to attract blockchain startups, digital asset firms, and fintech innovators. Dubai is using its oil wealth,…
Fintech vs. Fraud: Technologies Safeguarding Financial Security
Financial fraud has reached alarming levels. Each year, between $1.4 and $3.5 trillion is laundered through illegal schemes, while a major bank spends around $1 billion each year to combat it. More than half of banks and fintech firms report an…
Closing Compliance Gaps: Real-World Case Studies in AML Risk Management
The Opinion and Report on ML/TF Risks highlights a significant rise in money laundering (ML) and terrorist financing (TF) threats across industries. These risks are no longer limited to banks. Companies in e-commerce, fintech, and corporate services are now frequent targets…
Decentralized Automotive Data Economy. PART 1: Tokenization, Protocols and Infrastructure
Data generated by modern vehicles is becoming the new “oil” of the digital age. It is valuable for many industries. Insurers analyze driving behavior to calculate dynamic rates. Automakers study real-world operating conditions to improve models. Cities use movement data to…
Zero Trust and Blockchain: The Next Security Paradigm for Digital Identity and Cross-Border Payments in the GCC
In early 2025, the International Journal of Computer Applications Technology and Research published a landmark study titled “Integrating Zero Trust Architectures and Blockchain Protocols for Securing Cross-Border Transactions and Digital Financial Identity Systems”, authored by leading experts in cybersecurity and financial…
The 1 BTC Club in 2025: How Rare Is Full Bitcoin Ownership?
Imagine a currency so rare that owning even one coin instantly elevates you into the elite of global finance. In 2025, those who hold a full bitcoin belong to an extremely small circle – essentially an exclusive club open to a…
Artificial Intelligence, Perpetual KYC, and the New Map of Global Regulation: What AML Will Look Like in 2025
In 2025, Moody’s published its “AML in 2025” report, which takes an in-depth look at how technology, global regulatory changes, and the growing complexity of financial crime are transforming the fight against money laundering. We reviewed this report and identified key…
